The Agricultural Mortgage Corporation PLC
As appointed agents with many years experience we are proud of our connection with The Agricultural Mortgage Corporation Plc (AMC), and with our understanding of the farming and rural business sector we provide a personal and highly professional service.
With offices throughout the north of England and Scottish Borders our appointed agents are trained to provide a full service, from explaining loan facilities offered by AMC to the completion of application forms and guidance throughout the loan process.
The benefits of borrowing from AMC
Competitive rates of interest. Interest only or annuity/repayment loans. Fixed or variable rates of interest or a combination. An AMC loan or facility is un-callable. Loans can be repaid early (subject to administration and breakage costs). No compulsory insurance. No need to disturb existing banking relationships. Land, houses and buildings can be used as security.
AMC Standard Loan
With a minimum loan amount of £25,001 and no maximum, terms are available from five to thirty years with interest only and annuity repayment options and a choice between variable and fixed rates of interest or a combination of both.
AMC Flexible Facility
A minimum loan of £30,000 and no maximum, the flexible facility is a five year rolling credit facility designed to provide a degree of assistance around working capital or project finance for farm and rural businesses.
Rural Business Loan
The rural business loan is designed specifically to support the development of land based rural businesses. Typical examples include equestrian businesses, fishing lakes, activity centres, tourist activities and farm shops. Features are similar to the standard loan.
AMC has provided finance for many horticultural businesses, plant and garden centres and are always pleased to consider funding for such businesses subject to the nature of production system and the type of security offered.
Funding for Agricultural Business Projects
The standard loan is designed to provide funding for a range of projects including land purchase and improvement, new buildings and modification, restructuring existing borrowings, machinery purchase and new enterprises, farm diversification and business reorganisation, energy projects and poultry farm developments. Alternatively the flexible facility is specifically related to working capital, building projects, business expansion, building or residential improvements, machinery purchase and project finance.